Informative Speech Amazing Content, Needs - 1063 Words

Comment: Amazing Content, Needs to be Edited Summary As a writer, I think the content that I produce is really strong. My writing is well organized, which leads to clarity for my readers. My ideas get across to the readers with ease. I use my creativity to my advantage by adding like and personality to my words. However, I’m not a strong editor. I can’t recognize my own errors. No matter how hard I try, there will always be mechanical errors on my final product. I believe that I can use blogging as an opportunity to improve my writing. By writing about content that interest me, I can improve my writing skills in the process. I can learn how to edit my writing, which will reduce mechanical errors. It will also make me more fun for me to write. Therefore, I won’t have any excuse to say that I’m not interested in writing or that I easily get distracted. Strengths 1.Creativity. I tend to think outside of the box. Being creative definitely makes it easier for me to develop ideas. Developing ideas is the fastest part of my writing process. For some reason, I usually come up with ideas instantly. Being creativity also helps me add character to my writing. I don’t think that my writing is dry and boring. I think that my writing has a lot of character to it. I make it interesting and entertaining for the readers to read even if the subject is really dry. 2.Well organized. Before I write, I would make an outline. Making an outline helps me stay organized throughout the writingShow MoreRelatedThe Souls Of Black Folk And Three Negro Classics1158 Words   |  5 PagesCompromise speech in 1895.† (,Du Bois, W.E.B PBS) While he be acquainted with the importance of the African American people lifestyle, Du Bois as well builds up the focus of encouraging African Americans’ desires to more important learned accomplishment. Instead of tolerating the predominant belief of African Americans’ intellectual lack to whites, Du Bois saw his own lifestyle as a rejection of that delusion and underlined the significance of advising African Americans to work to succeed informative equalityRead MoreHow our Society is Evolving with the Mass Media1162 Words   |  5 Pagesenjoyed Let’s start with the most used type of media in the world, the television. Around 88% of people watch TV daily. It is one of the most used media to this day and for good reason, with many channels and TV shows that are entertaining as well as informative shows, like wild animals documentaries, as well as offering learning shows for kids, and because of its capability to form influential touchstones; TV empowers young people to share cultural experiences with each other. Moreover because it is worldwideRead MoreReflection Of A Special Education Classroom1382 Words   |  6 PagesBell, I felt a connection. She seems like a warm, cheerful teacher. Mrs. Bell is a teacher in a self-contained classroom. Her classroom was very big, organized and inviting. There were six students with different disabilities such as: autism, speech and language disability, intellectual disabilities, visual impairment, and physical disability. There are four big rectangular tables instead of desks and chair, which were positioned into a square where there was enough room to walk around or withinRead MoreArt of Public Speaking5805 Words   |  24 Pagesall major aspects of speech preparation and presentation. Throughout The Art of Public Speaking I have followed David Hume’s advice that one â€Å"who would teach eloquence must do it chiefly by examples.† Whenever possible, I have tried to show the principles of public speaking in action in addition to describing them. Thus you will find in the book a large number of narratives and extracts from speeches--set off from the text in a contrasting typeface. There are also many speech outlines and sampleRead MoreJonathan Roghubir. Ethics Of Engagment. Professor Genzale...2085 Words   |  9 Pagesethical world. The readings become very informative when they discuss things that occur in everyday society. Discrimination in any form is wrong and in the readings, we learned that people don’t only discriminate against different races but also people with different sexual preference. It’s sick the way people think and treat people because they are different. However, the way people could handle themselves in a civil ma tter against these wrong’s is amazing. The authors of these passages in engageRead MoreLaheys Essay : How Does It Relate To Me?2046 Words   |  9 Pagesown struggles and problems without feeling the need to step in. Because that can lead to a toxic cycle. As a parent I want to take this kind of advice. I want to instill a good set of values in my kids and make sure they have a positive and long term concept of what success and achievement looks like. That is how I potentially relate to this article as a future parent. A final way in which I can relate to this piece by Lahey is as a future Speech Language Pathologist. Now, I know the article isRead MoreSochi 2014 Olympics3379 Words   |  14 PagesBADM 324 | The Marketing of Sochi 2014 | Table of contents Abstract 2 Introduction (Purpose, Scope, Significance) 3 Background (Context, Existing Knowledge) 5 Some quick facts about Sochi 5 Vision 5 Research Question or Hypothesis 8 Approach/Methodology 9 Observations/Discussion/Validation/Results 10 Explanation of the Expectations of Sochi 10 Innovative Olympic and Paralympic Winter Games 10 Celebrating the spirit of Russia 10 Delivering sustainable positiveRead MoreSochi 2014 Olympics3393 Words   |  14 PagesBADM 324 | The Marketing of Sochi 2014 | Table of contents Abstract 2 Introduction (Purpose, Scope, Significance) 3 Background (Context, Existing Knowledge) 5 Some quick facts about Sochi 5 Vision 5 Research Question or Hypothesis 8 Approach/Methodology 9 Observations/Discussion/Validation/Results 10 Explanation of the Expectations of Sochi 10 Innovative Olympic and Paralympic Winter Games 10 Celebrating the spirit of Russia 10 Delivering sustainable positiveRead MoreInformative Speech on Dreams Essay3661 Words   |  15 PagesInterpretation General Purpose: An informative presentation. Specific Purpose: The purpose of this speech is to inform the audience about the deeper significance of dreams, with the goal of allowing them to find meaning in their own dreams. Thesis Statement: Dream interpretation is important because it allows us to see the exactly what a dream is, to find significance in our dreams, and to face our subconscious problems. INTRODUCTION II. (Reveal Topic) A dream is amazing and the way one interpretsRead MoreAn Analysis of English-Chinese Subtitle Translating Strategies: Taking Gossip Girl as an Example4351 Words   |  18 PagesWest, the Chinese scholars, however, have attached much less importance to the studies of this field. A glance at Journal of Chinese Translator, the most prestigious journal in the field of translation studies in China, will be sufficient to show an amazing scarcity of research done in this area. As far as it could cover, there were four articles on audiovisual translation in the Journal of Chinese Translator. Zhang Chunbai, whose article on audiovisual translation was published as early as 1998, gave

School Unifoms Free Essays

Part 1: Purpose The purpose of my bill is to give some children their freedom and creativity back, by allowing them to express how they feel through their clothes instead of wearing a uniform. Being able to tell a little bit about someone at first sight just by their clothes isn’t always bad. Even though school uniforms would make equality among the children, its also blocking their creativity and giving them the wrong message on how to look at things. We will write a custom essay sample on School Unifoms or any similar topic only for you Order Now People always say how horrible it is to judge people by what they wear or by what’s on the outside, but it’s not all stereotypical. Just by looking at someone you can tell a little bit about them, such as if they like different bands, or movies or games. You can tell if they don’t care about their appearance, or if they shop at expensive stores you can tell they might be wealthier. Clothes are a big way of expressing how you feel about different subjects. This bill will help people be able to do that. Another reason that we should not have uniforms is natural disasters. How would a parent identify their child? Most parents know what their children wear to school for the day, and it is a very easy way to pick out your child. Or another is what if a student with superiority attacked a younger age student how would they be able to describe their attacker or pick them out of a group if they all look the same. â€Å"School is a place where the next actors, writers, artists, politicians, inventors, designers and musicians are trained. School uniforms send a clear early-life message to students that comfort is important and creativity is not, that authority is allowed to abuse its power and constrain our constitutional right of free speech and expression. Students learn from uniforms that their individuality, political opinions and religious rights are unimportant, as is their education; students are regularly suspended for non compliance to the uniform code even if their school work is excellent. If uniform-requiring schools were actually in ‘the business of learning’ this would not occur† says Tara Maginnis. They’re all wearing the same uniform. I fear that as adults people don’t have the same opportunity as teenagers and children to express these things. As adults we can wear uniforms and suits, but children are not paid executives they should have the experience of wearing what they want, and by making them wear school uniforms we are taking away that experience. Suits and other formal clothes. can be saved for adults, but not for children. My bill will help kids experience these things. Many parents and teachers believe that enforcing school uniforms would create equality among the students. By creating this equality parents and teachers believe that it will cut down on bullying and peer pressure to dress nice. But unfortunately students will find other ways to bully a peer. Its also important for childrens minds to pick out their own clothes to wear. It has been proven that alowing children to pick out their own clothes creates a better thinker, and independence. No parent or teacher wants their child/stufdent to believe that making everything equal is the way things work in the world, and wearing uniforms everyday will make them believe this. This bill will not allow any school in America to have school uniforms. This will include both public and private schools. This bill will support kids throughout America to express their creativity, outgoing styles, and unique personalities. Making children wear uniforms is against freedom of expression. We are containing our children’s creative minds by making them wear uniforms. Clothing is a very big way for children to express themselves and their personalities. The way they define themselves is not only through their feelings and actions, but also through their clothing. A child’s mind is growing and we are restricting them as children. We are crippling their young creative minds by making them wear the same uniform day after day. Parents and teachers should not have the right to take away a child’s creative minds. That is what this bill is for. Goals for this bill would be†¦  · give kids freedom to pick their own clothes  · give them their freedom of expression  · find other ways to deal with teasing and etc  · save money for parents, and the government  · show people who want uniforms why this bill is important  · give children their creativity and another way to express it  · get rid of some clothing stereotypes  · give them the experience These goals are very possible if this bill is passed. I will try my hardest to make them all happen if my bill is passed. The affects of this bill will be a big turning point for all the schools and students, and parents, when they realize that having uniforms is a bad thing, and it’s much better without them. This bill will need a lot of cooperation from school’s staff all around America. It will need to be enforced by the government, but in every school we are going to need to cooperation from all principal. They have a giant impact on what the children and parents believe is right for the school. This will mainly need to be enforced by the government. We need them to make sure that every school in America is following the rules that are in the bill. The government is the only one that can do that. Part 2: Definitions Superiority: A higher ranking or a higher status person. Crippling: Disabling, impairing, weakening. Non Compliance: Dont agree, refuse. Part 3: Date effective This bill will be going into affect August twentieth. This way it’s not in the middle of the school year and parents haven’t already spent money on expensive uniforms that their child won’t even be wearing for more than half of a school year. Part 4: Costs Benefits This bill is not a big money issue. In the end, we will be saving parents, the government, and the schools money. First by taking away uniforms you would think that the parents would end up losing money, but that is not how I see it. Once the parents buy the uniforms for the children they don’t have to buy any other clothes for school for their children. No child is going to wear their school uniform outside of school. The parents will end up purchasing just as many clothes and spending more money than the parents who don’t have to buy uniforms. That would be for public schools but then on the other hand, public schools are funded by the government. This way the government would save money too, by not having to buy uniforms for all of the public schools. Also if the schools did not have to ask for uniforms from the school, they could ask for more supplies for the buildings, and help the needs of the school. But I am fearful that the schools with uniforms will disagree, and we will end up making a compromise so that this bill will get passed. How to cite School Unifoms, Essay examples

Financial Ombudsman Service-Free-Samples-Myassignmenthelp.com

Question: Discuss about the Financial Ombudsman Service. Answer: Introduction Financial Ombudsman Service is an independent expert system for resolving of complaints between the customer and the businesses which are providing financial services. This report includes critical evaluation of the case study in which a self-employed person borrows a loan from bank worth $250000 which is secured by mortgage of property. Due to extreme conditions the person was unable to repay the loan and provided the reasons to bank for their inability to repay. But bank was insensitive to the same and thus the person approached a financial ombudsman service (FOS). The role and responsibilities of an FOS is described along with evaluation of a case study is done. It also evaluates the performance of an FOS with respect to current scenario. It is one of the third-party grievances handling system (Gilad, 2008). Financial ombudsman service and its role Financial ombudsman service is an independent expert solving out the problems relating to financial services. It is established by the parliament. When the business and customer are unable to resort the matter FOS shall come into play. It will provide an unbiased view to the problem and have all legal powers to do things right. The service of the FOS can only be taken after the customer has himself complained to the business about his problem and the business is unable to solve the same in eight weeks (Summer, 2010). It shall consider all the relevant laws and regulations, guidance, code of practices and ethical practice relating to business. Its funding is done by the financial service sector which collects the same through fees and statuary levies. The applicants apply free of cost and its cost are met by various financial service providers (Financial Ombudsman Service, 2015). According to Financial Ombudsman Service Australia, 2017 the following types of services are provided by FOS Banking Services. Credit card complaints. Insurances (general and life). Services of financial planning. Investment advices. Financial services in context with breaking of law, breaching code of ethics and sectors not meeting standards of good practice (Financial Ombudsman Service Australia, 2017). In the given case, the bank has mortgaged the property and is not helpful to the customer and not considering the reason for failure to pay and thus he approaches the financial ombudsman service. FOS gives assistance to such customers since it is within its scope and only when the customer and the business have not resolved the same and thus the case qualifies as a customer for FOS (Ali, 2016). Procedure followed by customer The following procedure shall be followed by the customer The customer shall lodge the complaint with FOS by submitting the online dispute form or by email or in writing by downloading the form or by telephone. The following information shall be provided by the customer during lodging of complaint : Name and address of the applicant. Key issues. Name and details of financial service provider. If the provider of service lodges complaint it will obtain written consent of customer and then file the same with FOS. If the applicant requires a representative due to some technical or language difficulties the same shall be allowed under FOS but the charges paid to that representative shall be borne by applicant himself. The customer can apply to FOS within six years from the date the dispute arises. But it will come down to two years in case of credit contract variation. After the dispute is filed with FOS, it registers the same and informs the same to FSP for internally resolving the dispute. (Financial Ombudsman Service Australia, 2017) If the applicant accepts determination, FSP shall sign a Confirmation of settlement and the full and final resolution to the case shall enforce. It shall make applicant sign a deed of release within 14 days and the deed should be consistent with determination formulated. Procedure followed by FOS After the applicant has submitted the dispute the FOS shall follow its procedure to resolve the same- Registration and Referral The first step is to refer the dispute filed with the financial service provider. The FSP after examining the case shall respond back to the applicant as well as the FOS. The FSP shall be given a time limit to respond which is depending on the case but in most cases it is 45 days. But when FSP has already applied the same it will come down to 21 days. If FSP does not respond to dispute within the registration and referral stage the same shall be addressed by the FOS (Financial Ombudsman Service, 2015). Case management When the dispute is not resolved above the same is referred here. The case owner is appointed who reviews all the information relating to the dispute and will figure out the jurisdiction relating to the case for investigating the same. After reviewing the case manager shall inform the details to the applicant and the FOS and will resolve by negotiating, or adding merits to the dispute or conciliation conference (Gilad, 2009). Conciliation conference means an informal discussion by both the parties of the case. It is discussed with a conciliator who is an authorized employee of FOS. It is conducted generally as teleconferencing in which both the parties upheld their views and understand each others issues and then generate a proper response to the same. If the dispute resolves here the same is noted and annexed with the report and referred back to FOS. Negotiation is not as effective as conciliation. If the dispute is not resolved other matters to case are added to form an opinion and resolve the dispute (Ali, 2013). Decision This stage arises when the above two stages are unable to resolve the matter. Merits of the case taking the opinion of both the parties shall be considered and a fair decision will be taken applying proper code of ethics and industry best practices. The decision taken here shall be in the form of determination (Financial Ombudsman Service Australia, 2017).Depending on the nature of complexities the decision shall be taken by ombudsman or the panel, as the case may be. Before making a determination the concerned person shall first advice the parties. After determination is made, further no appeal can be filed by either of the parties. An applicant has thirty days (additional time may be allowed) to accept or reject the same. If he accepts it will be binding on both but if he rejects the same shall not be binding. But accepting and rejecting is done only by applicant, FSP has no power to accept or reject it (Llc, 2010). Evaluation of case study- Financial Difficulty Case 1: Following a Workplace injury Facts of the Case- In the given case the home loan was taken by the applicant and due to some workplace injury they were unable to pay the same but they updated the bank for settlement and made number of calls regarding their difficulty. But bank death very insensitively and does not route their difficulty. Rules and regulations to be followed by the bank- The bank breaches Code of Banking practice which states that when the customer has financial difficulty with the credit facility offered , bank will deploy the repayment plan and if required it will apply hardship provisions of uniform customer credit code. Decision by FOS The applicant filed an application with FOS for resolving this dispute. FOS made a reference to code of banking practice in which it was provided that bank will provide repayment moratorium and the same will be finalized in two months and thus it will give applicant a proper time for disposing their property and repay the loan. This decision was accepted by applicant in resolution to their dispute. Case 2: A refinanced Home loan Facts of the Case- In the given case the home loan was taken by the applicant and they asked the FSP to refinance their loan by offering them to mortgage their property. The FSP approved the refinancing. The applicant was unable to repay the loan and applied to FOS for settlement of the case. The applicant alleged that he should be compensated for the drop in prices of the house property. Rules and regulations to be followed by the bank- The bank credit statement was reviewed by FSP. It was found out that FSP demanded for the documents which were not necessary. And it was even reviewed that the loan given to the applicant was not repaid on time along with interest. As per the ethical practice when the applicant does not repay the same he should not be refinanced with a higher loan at a higher interest. Decision by FOS On the basis of the facts of the case and rules of bank it was concluded by FOS that the applicant shall be compensated for the fifty percent of the loss and bank should be more careful in taking decisions since refinancing at higher interest was not viable. The same was justified and the case was resolved. The FOS has a good track record in creating a just and fair redress system for financial consumers Critical Evaluation A Financial Ombudsman Service is a not for profit organization which provides dispute resolution to its financial customers. It has resorted around150000 disputes every year and providing an unbiased solution to the dispute. The business of resolving the dispute is increasing. It has various merits as applying to a non-government company at no cost; it also provides investigation and conciliation along with bad practices are rectified. But sometimes rapid solutions are required to critical problems which cannot be provided by FOS. Decisions taken by FOS are not binding on the applicant. It is binding only after acceptance of the decision (Legal Commission Services of South Australia, 2012). Statistics provide that ninety percent of the cases are resolved in the earlier stages without intervention of an ombudsman. From the data given above it can be easily depicted that FOS has a good track record and is in process of creating a fair redress system. References Ali, P, Bourova, E, Horbec, J and Ramsay, I,2016, Australia's Financial Ombudsman Service: An Analysis of Its Role in the Resolution of Financial Hardship Disputes, Conflict Resolution Quarterly, 34 (2), 163-168. Ali, S, 2013, Consumer Financial Dispute Resolution in a comparative context, Cambridge University Press, United Kingdom. Financial Ombudsman Service Australia, 2015, Operational Guidelines to the Terms of Reference, Retrieved on 15th August, 2017 from https://www.fos.org.au/custom/files/docs/operational-guidelines-as-at-1-january-2015.pdf Financial Ombudsman Service Australia, 2017, Dispute resolution process in detail, retrieved on 18 Aug, 2017 from https://www.fos.org.au/resolving-disputes/dispute-resolution-process-in-detail/#id=registration Financial Ombudsman Service Australia, 2017, Financial Difficulty. Retrieved on 16th august from https://www.fos.org.au/resolving-disputes/case-studies/#FinancialHardship. Financial Ombudsman Service Australia, 2017, Terms of Reference, retrieved on 18 Aug., 2017 from https://fos.org.au/about-us/terms-of-reference Financial Ombudsman Service, 2017, retrieved on 18 Aug., 2017 from https://ombudsman.funnelback.co.uk/s/search.html?query=20collection=meta Gilad , S, 2008, Accountability or Expectations Management? The Role of the Ombudsman in Financial Regulation, Wiley online library, 30(2), 227-253. Gilad, S, 2009, Juggling Conflicting Demands: The Case of the UK Financial Ombudsman Service, Journal of Public Administration Research and Theory, 19(3), 661-680. Legal Commission Services of South Australia, 2012, Advantages and disadvantages of using the Ombudsman, Retrieved on 15th August, 2017 from https://www.lawhandbook.sa.gov.au/ch09s01s02s03.php Llc, B, 2010, Ombudsmen in the United Kingdom: Financial Ombudsman Service, General Books, United Kingdom. Summer, J, 2010, Insurance law and the financial ombudsman service, Lloyd List Law, Great Britain. Brophy, R, 2012, Development of insurance regulation in Ireland, Journal of Financial Regulation and Compliance, 20(3), 248-263. Cortes, P, 2008, Accredited Online Dispute Resolution Services: Creating European Legal Standards for Ensuring Fair and Effective Processes, Information and Communications Technology Law, 17, 221237. Kimble, C, 2015, Business Models for E-Health: Evidence From Ten Case Studies, Global business and organizational Excellence, 34(4), 18-30. Waye, V and Morabito, V, 2015, Collective Forms of Consumer Redress: Financial Ombudsman Service Case Study, Journal of Corporate Law studies, 12(1), 1-31.